- Work on your credit score. Mortgage lenders offer interest rates within tiers. The higher your credit score, the higher tier you’ll land in and you’ll be eligible for lower rates. In the months before yo
You might think that mortgages are a relatively new concept but in reality, they have been around since, well, the idea of private ownership! As far back as ancient times, humans buy and sell their homes by using mortgages. In ancient India, for example, the Code of Manu stipulated fair mortgage practices and forbid unfair ones. Though much has changed since antiquity, mortgages haven’t gone anywhere. If anything, mortgages have never been as prevalent or as important.
Aspiring homeowners spend a lot of time and research when finding the right home, including of course finding the best mortgages to finance it. There is a lot to sift through and consider when deciding on a home loan. From national mortgage companies to