If you’re looking for a home, you’re probably already thinking about loans. What kind of home loan do you need? What is an FHA loan? Before you get started with your mortgage process, know that a September 2016 survey found that nearly 60% of homeowners who already have loans say they wish they better understood all the details of their mortgages. Don’t put yourself in that situation: know how the process works before you even begin, so you’re well-placed to understand the details later.